Which of the following statements is true regarding closing procedures for residential sales involving a loan in North Carolina?

O A. Lender's and owner's title insurance policies are obtained through insurance brokers along with hazard insurance policies.

O B. Settlement meetings are typically conducted by representatives of title insurance companies selected by the lender.

C. Settlement meetings are typically conducted by attorneys selected by the buyer.

O D. All disbursements of funds pertaining to the transaction are made at the settlement meeting