Which of the following statements is TRUE? Select one: a. The total FX risk for a domestic bank that is making a one-year loan in a foreign currency is that the interest income expected on the loan is exposed to a depreciation of the foreign currency. b. The less the volatility of foreign exchange rates given any net exposure position, the greater the fluctuations in value of the foreign exchange portfolio. c. All of the options are true. d. An FI can control its FX risk exposure by on-balance-sheet and offbalance-sheet hedging. e. To a German trader of foreign currencies, a direct quote indicates foreign currency received for each one unit of euro