_{Which of the following statement(s) is(are) true? Select one or more: a. The building constructed by the builder cant serve as collateral on the loan application of builders. b. The land of the building can be treated as security in the loan application of the property developers. c. A wise property developer should start to build properties when the current demand on the market is high. d. A property development loan is bridge finance for the borrower to develop land or property with payments from the rental income of the property. e. None of the above.}