Which of the following statements regarding environmental comments is FALSE?

a.Environmental due diligence should be conducted on companies whose operations create significant externalities.

b.If environmental risks are identified, the credit analyst should form recommendations for the credit application to mitigate risk.

c.The primary goal of an environmental assessment is to identify how commercial operations may impact the value of the property.

d.Environmental assessments only need to be conducted if commercial real estate is taken to secure a loan.