Which of the following statements regarding the differences between operating leases and finance/capital leases is NOT correct?

a. Operating leases generally provide for the maintenance, while finance leases do not.

b. Operating leases are generally cancellable, while finance leases are not.

c. Operating leases are fully amortized, while finance leases are not.

d. Operating leases provide only the right to use the asset, while finance leases often transfer ownership to the lessee.