Which of the following statements regarding whether a creditor is bound by a spendthrift clause is true? Question 6 options: a) All creditors, unless specifically designated by the settlor, are bound by a spendthrift clause. b) A creditor who has supplied necessaries to a beneficiary is bound by a spendthrift clause under the Uniform Trust Code. c) A creditor of the settlor is bound by a spendthrift clause. d) All of the above