Which of the following statements with respect to RRIFs is FALSE? A taxpayer can have several RRIES. You can transfer directly a lump-sum payment from your spouse's registered pension plan into a RRIF If you and your spouse are divorced. There is a minimum age restriction as to when you can establish a RRIF. You can withdraw the full amount, less any withholding tax, in a RRIF in one lump sum