Which of the following strategies for education accumulation do/does NOT offer tax deferred accumulation? (1) State sponsored "529" Savings Plans (2) Educational Trust with Crummey powers (3) EE Savings Bonds (4) Education IRAs (5) Passbook savings account established under the Uniform Transfer to Minors Act Select one: a. (2) and (5) O b. (1) and (2) c. (2), (3) and (5) d. (2), (4) and (5) e. All of the strategies offer tax deferred accumulation