Which of the following transactions is not covered by provisions of the PATRIOT Act and FinCEN rules? a. Marsha's purchase of an individual variable life insurance policy b. Nolan's investment in an individual immediate annuity c. Odell's enrollment in his employer's group life insurance program d. Paul's purchase of an individual deferred annuity For purposes of an insurer's AML policy, what is the primary objective of a customer identification program? a. to collect customer information necessary to provide reasonable assurance that the customer's true identity is known b. to ensure that all customers meet the company's underwriting standards for standard policy issue c. to assign all customers to a member of the company's AML compliance team d. to identif