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Which of the following transactions requires an appraisal by a state - licensed or state - certified appraiser? More than one answer may be correct;

Which of the following transactions requires an appraisal by a state-licensed or state-certified appraiser? More than one answer may be correct; select all correct answers for credit.
Sale of a commercial property with a mortgage from a national bank
Sale of a duplex where the seller provides the financing for the buyer
A residential mortgage loan that will be sold on the secondary market
A gift of property to your children

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