Which of the following were created to insure against losses by collateralized mortgage obligations (CMOs) and became a threat to the global financial system? a. Insufficiently capitalized credit default swaps (CDS) b. Bonds issued by Fanny Mae and Freddie Mac c. The TARP and TALF programs d. Mortgage-backed securities Which of the following statements is correct according to the video "Quantitative Easing (QE) and How the Fed Responds to Financial Crises"? a. QE can only be used once the fed funds rate hits zero b. QE guarantees that the economy will grow and financial markets will prosper c. QE was extended in 2020 to include corporate bonds and bond funds d. None of these answers are correct