Which of the following will result in a higher future value at age 65? Choice 1 is to invest 3000$ per year from ages 20-26, a total of 7 investments into an account, and leave it untouched until you are 65 years old another forty years. Choice two is to begin at age 27 and make 3000$ deposits into an investment account every year until you are 65 years old( a total of 39 investments). Each account earns 10% interest.