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Which of these is an example of an externality? both your roommate playing loud music while you are trying to sleep and someone asking a

Which of these is an example of an externality?

both your roommate playing loud music while you are trying to sleep and someone asking a question in class that you were reluctant to ask

Someone in class asks a question that you were reluctant to ask.

Your roommate plays loud music while you are trying to sleep.

the purchase of an apple from the grocery store

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