Which of these statements about benefit programs is TRUE? Generally, taxpayers with lower income benefit more from programs that lower their AGI. Taxpayers with higher income may reduce refundable tax credits if they lower thei AGI. Most employee benefit programs do not have a major impact on a taxpayer's return. Generally, taxpayers with higher income benefit more from programs that lower their AGI. Taxpayers with lower income will not impact their tax return because their AGI is already lower. Generally, taxpayers with higher income benefit more from programs that lower their AGI. Taxpayers with lower income may reduce refundable tax credits if they lower thei AGI