Which one of the following actions would probably not constitute the unauthorized practice of law by a non-attorney financial planner?

a.Advising a client to change from sole ownership of property to joint tenancy with right of survivorship (JTWROS).

b.Telling a client that property that is titled in joint tenancy with right of survivorship will pass outside of probate at his or her death

c.Drafting a power of attorney for a client

d,Advising a client to conduct business as a partnership rather than a corporation

Which one of the following statements regarding different forms of property co-ownership is CORRECT?

a. Joint tenancy with right of survivorship (JTWROS), tenancy by the entirety (TBE), and community property (CP) are all forms of co-ownership that do not require a probate proceeding when one tenant dies.

b. Joint tenancy with right of survivorship (JTWROS), tenancy by the entirety (TBE), and community property (CP) are all forms of co-ownership that can be used by a husband and wife.

c. Tenancy by the entirety (TBE) and tenancy in common are the only two forms of co-ownership specifically for spouses.

d. Joint tenancy with right of survivorship (JTWROS), tenancy by the entirety (TBE), and tenancy in common are all forms of co-ownership that require the consent of other co-owners before an owner can sell his or her interest in the asset.