Which one of the following best describes how auto insurance provides a means of compensating those who are injured or incur property damage from auto accidents that are the fault of other drivers? Select one: A. Most states have enacted financial responsibility laws, which require motorists to obtain a certain amount of auto liability insurance to drive legally. B. Auto insurance laws are essentially the same in all states as they always involve insurance covering accident victims on a first party basis. C. Laws in at-fault states authorize or mandate the use of personal injury protection coverage and describe the PIP benefits that insurers must provide. D. Add-on plans, a type of no-fault plan, place no restrictions on the injured person's right to sue a negligent party for damages