Which one of the following cars is least likely to be covered under any part of the PAP?

Select one:

a.

A minivan, not owned by the named insured, temporarily driven by the named insured while her car is being repaired

b.

A private passenger car bought by the named insured 2 days ago that replaced a car shown on the Declarations page of the named insureds PAP

c.

A private passenger car listed on the Declarations page of the named insureds PAP

d.

A pickup truck that was owned by the named insured for 1 year but not listed on the Declarations page of any PAP

Harvey Smidlap, the named insured under a PAP (with all available coverages), was injured while being driven to a Broadway play in a New York taxicab (the cab was not owned by Harvey and was insured only for liability). Harvey incurred medical expenses due to his injury and he made a claim under Coverage B of his PAP. Which one of the following statements is true about whether Harveys claim is valid?

Select one:

a.

It is, because the taxicab qualified as your covered auto

b.

It is not, because of the public or livery exclusion

c.

It is not, because Harvey was not occupying a covered car

d.

It is, because Harvey is the named insured and no exclusion applies