Which one of the following five C's of credit is not correctly defined? Multiple Choice Capacity--Whether the borrower has enough other credit available to pay off the loan in the event of cash flow problems. Capital-The borrower's equity Character-A measure of the borrower's intention/willingness to repay the loan. Conditions --Assessing how economic conditions could affect the borrower's ability to repay the loan. Collateral-An asset of the borrower that the lender may seize in the event of default on the loan