Which one of the following is not a common consumer myth?*

"An auto lease is like a rental; if I have problems with the car or paying, I can just bring it back."

"Automotive service contracts can cover repairs not included in the manufacturer's warranty."

"I can return my car within 3 days of purchase."

"You can't repossess my car; it's on private property."

"My creditors can't call me at work."