Which one of the following situations primarily represents a moral, as opposed to legal or ethical, failure?

Select one:

A$.$ An applicant misrepresents previous work experience to land a position.

B$.$ An insurer unfairly discriminates against applicants who live in certain ZIP codes.

C$.$ An agent continues to sell insurance coverage despite having her license suspended.

D$.$ An insurer inflates the pricing for a certain product line for which they have little competition.