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` Which one of the following statements about certificates of deposit is not true? (A) Certificates of deposit are negotiable deposits issued by banks (B)

Which one of the following statements about certificates of deposit is not true?

(A) Certificates of deposit are negotiable deposits issued by banks

(B) Certificates of deposit will typically have maturity periods of between 1 month and 5 years

(D) Certificates of deposit are issued in bearer form

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