Which one of the following statements concerning the adequacy of excess liability limits is true? Available answer options Select only one option A An organization can get the most risk management value from insurance only when it is properly combined with noninsurance techniques. B For organizations that are willing and able to pay for high limits of liability, they usually believe that the limits they have purchased are adequate for any losses that may develop. C There are monetary limits on the amount that a jury might award, and this helps a risk manager to determine the liability limits that are needed for an organization. D Risk managers generally evaluate and calculate how much liability limits are needed similar to the way they estimate how much property insurance is needed.