Which one of the following statements is correct?

Select one:

A. Workers compensation is a system where groups of workers take care of injured fellow workers because there is no insurance system in place to compensate injured workers.

B. Before there was no-fault workers compensation, a worker was not able to sue an employer in tort when an employer negligently injured the worker.

C. Workers compensation insurance benefits employers and injured employees but cannot benefit society as a whole.

D. Insurance professionals fulfilled their social responsibility by developing no-fault workers compensation to assist injured workers and reduce the exposure of the employer.