Which one of the following statements is TRUE? a. An example of an agency cost is when an attorney hires an expert witness for a trial. b. An example of an agency cost is the salary of the agent hired to work for the principal. c. An example of an agency cost is when the board of directors pays a dividend to shareholders. d. The commission required by the Federal Housing Agency for a small business loan is an example of an agency cost. e. Asset switching occurs when a company borrows money for a safe investment but uses it for a risky investment.