Which or the following is true?

		At the placement stage the money launderer inserts the dirty money into a legitimate financial institution, often in the form of cash bank deposits.
		Layering involves sending the money through various financial transactions to change its form and make it difficult to follow.
		At the integration stage, the money re-enters the mainstream economy in legitimate-looking form.
		Smurfing is the breaking up large amounts of money into smaller, less-suspicious amounts. In the United States/>/>, this smaller amount has to be below $10,000 bank reporting requirement.
		All of the above are true.