Which personal insight pertaining to fraud was offered by Walt Pavlo?

A. Now if you look at the Sarbanes-Oxley Act of 2002, for the most part, it really is just more punitive than informative.

B. The unique thing about Sarbanes-Oxleyis that it makes everyone responsible for ethical behavior.

C. White-collar felons commit crimes because they do not believe they will get caught.

D. Many employees who where involved in some type of embezzlement are also involved in some type of indecent behavior.