Which principle in insurance mention that the cause of loss must be direct and an insured one, in order to claim for compensation?

a.

Subrogation

b.

Indemnity

c.

Causa proxima

d.

Uberrima fides

The process of verifying the level of risk in each new entrant and determining the terms of admission is called:

a.

Premium

b.

Underwriting

c.

Account settlement

d.

Claim