Which scenario below would be the best fit to recommend a plan loan?

Group of answer choices

John is 62 and plans to retire in 2 years. He has recently learned about the possibility for a plan loan and thought it would be a good idea to withdraw 30% of his account to buy a car and pay himself interest.

The stock market is potentially in the beginning stages of of a bull market (great returns). Stephanie, age 31, is thinking about taking a plan loan to go on a vacation.

The stock market has been amazing for the past four years. Many analysts are calling for a market correction and it has been in a mild downtrend for the past 3 months. Jennifer is considering taking a plan loan to buy a car and pay herself the interest.

Aaron is having a hard time making ends meet with his mid-level salary and student loans. Some weeks, all he can eat is cereal because there simply is no money for more groceries. He plans to take a plan loan to ease the strain in the short-term.