Which statement best describes an FNA? An FNA assesses the client's debt situation, consolidates future financial needs, and an objective approach to reach the goals. An FNA assesses the client's current financial situation only and an objective approach to reach the goals An FNA assesses the client's current financial situation, and future financial needs for the purpose of calculating insurance needs and can be used to develop a plan to meet the insurance needs. An FNA assesses the client's future financial needs only, and an objective approach to reach the goals