Which statement best describes how the health insurance exchange is structured? Group of answer choices Government-sponsored health insurance plans will be available to those without employer-based coverage through the exchanges. The individual will have the cost reimbursed through their employer due to the employer responsibility provision. Private health insurance companies will offer plans to those without employer-based coverage through the exchanges. The individual will have the cost reimbursed through their employer due to the employer responsibility provision. Government-sponsored health insurance plans will be available through the exchanges to those without employer-based coverage. The individual will incur the cost of the premium, which is offset by subsidies based on income. Private health insurance companies will offer plans to those without employer-based coverage through the exchanges. The individual will incur the cost of the premium, which will be offset by subsidies based on income.