Which statement is NOT correct?

Group of answer choices

The ePayment Code is a voluntary industry code.

The ePayment Code does not apply to cash withdrawals from an ATM.

The Code applies to payment, funds transfer and cash withdrawal transactions that are initiated using electronic equipment and not intended to be authenticated by comparing a manual signature with a specimen signature.

The ePayment Code must be a term of the contract between the subscriber and each of its account or facility holders.