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Which statement is true about a loan that has negative amortization? At the end of the term, the loan balance will be negative. The borrower

Which statement is true about a loan that has negative amortization?

At the end of the term, the loan balance will be negative.

The borrower makes payments of interest-only over the term of the loan.

Payments will not be sufficient to retire the loan balance.

Additional principal charges are periodically added to the monthly payment.

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