Which statement regarding most LTC insurance policies is not correct? A. LTC policies provide for a waiver of premium, usually after 60, 90 or 180 days of confinement, or days of benefits paid. B. LTC policies provide a choice of elimination (waiting periods) from 0 to 365 days before benefits begin. C. LTC policies provide a schedule of maximum daily benefits and length of benefit periods. D. LTC policies offer a guaranteed inflation protection rider for no additional premium