Which table would you use to determine how much must be deposited now in order to provide for 5 annual withdrawals at the beginning of each year, starting one year hence?

a. Future value of an ordinary annuity of 1

b. Future value of an annuity due of 1

c. Present value of an annuity due of 1

d.None of these answer choices are correct

which is the correct answer and why? and why the other are not correct