Which type of investor would be most comfortable with a self-directed variable annuity contract? 1. An investor with a moderate amount of investment experience that wants some control over their investments 2. An investor with a great deal of investment experience that wants to select various investment sub-accounts with different goals 3. An investor with little to no experience who wants the insurance company investment managers to manage the annuity 4. It is unlikely that any individual would be comfortable with a company-managed variable annuity contract