1. Which type of loan...
2. Offers flexible monthly payments
3. Likely has a set repayment plan that you won't be able to change
4. Can often require payments while you are still in school
5. Has a fixed interest rate
6. Has an interest rate that could change
7. Is not subsidized (meaning only YOU pay the interest)
8. Is available as a subsidized loan (meaning the GOVERNMENT helps pay the interest)
9. Does not require a credit check
10. Requires a credit check and a cosigner
11. Does not have any prepayment penalty fees