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Which will have a negative impact on an individual's total income? I. Large family to support II . High cost of living III. Early in

Which will have a negative impact on an individual's total income?
I. Large family to support
II. High cost of living
III. Early in career
IV. Generalized skills
Select one:
a. I and II, only
b. II and III, only
c. III and IV, only
d. I and IV, only
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