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While at his boss's house for dinner, Merlin accidentally drops an antique vase belonging to his boss worth $900 on his boss's head, causing

While at his boss's house for dinner, Merlin accidentally drops an antique vase belonging to his boss worth $900 on his boss's head, causing her to incur $800 in medical expenses. The vase shatters. Merlin's insurer knows that he will not be found legally liable for these losses. How much will Merlin's insurer pay to Merlin's boss? Please explain how you arrived at your answer.

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