While on a weekend trip, Stewart and Patricia Kincaid and their two minor children die simultaneously in a plane crash. Two adult children, Frank and Ruth, living at home, are the surviving family members. The major asset Stewart owned was a life insurance policy worth over $500,000 payable to Patricia as the primary beneficiary and to all four children as the secondary beneficiaries. The Kincaids live in a state that has adopted the Uniform Simultaneous Death Act. Under the act, when the insured policyholder (Stewart) and the beneficiary (Patricia) die simultaneously, the life insurance proceeds are distributed as if the insured has survived the beneficiary.

1. To whom would the life insurance proceeds be paid? How is this decision determined? ( Cite the Source used to answer this question)
2. If all six members of the Kincaid family had died in the crash, to whom would the life insurance proceeds be paid? Explain. ( Cite the Source used to answer this question)
3. If Stewart and Patricia had owned property in joint tenancy, how does the Uniform Simultaneous Death Act resolve the problem of dividing the jointly owned property?( Cite the Source used to answer this question)