while taking the application, the applicant mentions a new car loan. the payment is $525 a month but does not show on the credit report. the borrower also mentions that he was court ordered last week to pay child support of $1,000 per month. if you use both these obligations, the borrower won't qualify for the house they want.

which of the two obligations can you choose to ignore so your customer can cement the relationship with the real estate agent?