White Lion Homebuilders Co$.\text{'}$s addition to earnings for this year is expected to be $$745,000.$ Its target capital structure consists of $40\%$ debt, $5\%$ preferred, and $55\%$ equity. Determine White Lion Homebuilders's retained earnings breakpoint:

$$1,354,545$

$$1,422,272$

$$1,625,454$

$$1,490,000$