White Westington House Association reports an average asset duration of 8 years, average liability duration of 4.45 years. In its latest financial report, the association recorded total assets of $2 billion and total liabilities of $1.75 billion. If interest rates began at 7 percent and then suddenly climbed to 8.5 percent, what changes (in percentage terms) will this banks net worth experience if market interest rates change as anticipated ?