Why are these rates so low? SAVINGS Read review APY w of Mar 22 Min. balance for all Comenity Direct 0.75 $0 Momber FDIC *** ****80 Offer details SAVINGS My Banking Direct, service APY as of Mar 22 Min. balance for APY of NY Community 0.70% $1 Bank Offer details Member FDIC SAVINGS Via Bank APY as of Mar 22 Min balance for APY $100 Read review 0.66% Member FDIC ***** 6.0 Offer details SAVINGS Read review APY of Mar 22 Min. balance for APY Landing Club 0.65 $2,500 Member FDIC ***** 43 Oller details Expected inflation is high. Savings are low. Expected inflation is high. Savings are low. Expected inflation is low. Liquidity risk is low. Liquidity risk is high