Why might the bank's shareholders want the bank to be less highly leveraged?

Group of answer choices

Shareholders want the bank to be less leveraged in order to maximize the risk and profit.

Shareholders who have invested in the company often want the best return over 10-20 years, and want the bank to take less risk which would typically be associated with less leverage.

Shareholders want the bank to be less leveraged because low leverage implies that the size of bank's assets is high.

Shareholders want to increase their dividend payments, which are correlated with low leverage.