Why were the unfair contract terms protections in Part 2-3 of theAustralian Consumer Law extended to small businesses in 2016?

Was it a positive development?

Hasthe extension given rise to any difficulties, in particular the assessment of 'upfront price' and the number of employees required to establish a small business? What were the reasons for further extending the unfair contract terms protections to insurance contracts as from 5 April 2021?

This is worth 25marks out of 50

Helpful links:

https://www.claytonutz.com/knowledge/2016/july/the-extension-of-unfair-contract-term-provisions-to-small-business-contracts-a-lack-of-clarity

https://asic.gov.au/about-asic/what-we-do/our-role/laws-we-administer/unfair-contract-terms-law/unfair-contract-term-protections-for-small-businesses/

https://fletcherlaw.com.au/2016/10/unfair-contract-terms-small-businesses/

https://svensonbarristers.com.au/wp-content/uploads/2017/07/unfair_contract_terms_under_the_australian_law_sample.pdf

https://s3.studentvip.com.au/notes/23077-sample.pdf