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Why would an investor choose the lower yield bank CD earning 6%, rather than investing in the higher-yielding stock fund earning 12%? What type of

Why would an investor choose the lower yield bank CD earning 6%, rather than investing in the higher-yielding stock fund earning 12%? What type of risks are involved? What type of Investor is more suited to stable but lower-yielding CD? What type of Investor is more suited to the growth stock fund? Explain.

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