why would I want to invest in small caps ? they have a lower historic return and higher risk. select all that apply then click submit below.

a. only invest in small caps once the historic return passes that of the S&P 500 fund.

b. past returns do not guarantee future returns.

c. investing in small caps would not be advised in this situation.

d. it is important to represent many difference parts of the market to be truly diversified.