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Why would you need to perform your own analysis of a firm's characteristics instead of depending on a Ratings Agency? A. Ratings agencys analysis firms

Why would you need to perform your own analysis of a firm's characteristics instead of depending on a Ratings Agency?

A.

Ratings agencys analysis firms is very limited
B.

Ratings agencys are not reliable
C.

Credit Ratings get stale
D.

Ratings agencys are independant of the firm's they are analyzing

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