Wilhelmina Jones is the named insured under a PAP with Coverage A, B, C, and D (collision and OTC--$100 deductible). One day, Wilhelmina's neighbor, Buster Jones (who had no auto insurance),took Wilhelmina's carthe described car under Wilhelmina's PAPwithout her permission and knowing she had forbidden him to use any of her cars. Buster drove Wilhelmina's car negligently and hestruck a car driven by Barney Wilson, injuring Barney and damaging Barney's car.

Which one of the following statements aboutwhether Wilhelmina has a valid collision claimfor the damage to her car is true?

Select one:

a.

She does, her car was the described car and no exclusion applies

b.

She does not, because Buster drove her car without her permission

c.

She does not, because of the care, custody, and control exclusion

d.

She does, but only under Part CUninsured Motorists Coverage

Wilhelmina Jones is the named insured under a PAP with Coverage A, B, C, and D (collision and OTC--$100 deductible). One day, Wilhelmina's neighbor, Buster Jones (who had no auto insurance),took Wilhelmina's carthe described car under Wilhelmina's PAPwithout her permission and knowing she had forbidden him to use any of her cars. Buster drove Wilhelmina's car negligently and hestruck a car driven by Barney Wilson, injuring Barney and damaging Barney's car.

Which one of the following statements about whetherWilhelmina's policy will cover BusterunderPart ALiabilityfor Barney's injury and car damage claims against Buster is true?

Select one:

a.

It will not, because Buster was not an "insured" under Wilhelmina's policy

b.

It will, because Part A covers anyone using the described car

c.

It will, because Buster was driving "your covered auto" as defined by the PAP

d.

It will not, because Buster used Wilhelmina's car without a reasonable belief he was entitled to do so