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15. During the 32 years that Dustin worked for AVZ Computers, he received regular increases in hi salary and year-end bonus. Since AVZ has a defined-benefit plan, which of the following methods of paying his pension benefits is MOST LIKELY to give Dustin his highest level of retirement income? A) A lump sum payment on the day he retires. B) A final-pay plan. C) A career average plan. D) A flat benefit plan. E) Social Security. 16. The differing types of traditional pension funds available can be distinguished best by A) the way contributions are made and benefits are paid. B) the way the fund assets are invested and its tax-deferred status. C) whether the fund is offered by a for-profit or non-profit corporation. D) whether the fund is state or federal. E) whether or not it is regulated by ERISA